Terms & Conditions
Last Updated: August 15, 2025
Welcome to JB & Co! These Terms and Conditions (“Terms”) outline the rules and regulations for the use of JB & Co’s website and services. By accessing or using our website and services, you agree to comply with and be bound by these Terms.
1. Definitions
“We,” “Us,” “Our”: Refers to JB & Co.
“Client” or “You”: Refers to the individual or entity accessing our services.
“Services”: Refers to AI and automation solutions provided by JB & Co, including consulting, development, integration, and maintenance.
2. Services
JB & Co provides customized AI solutions tailored to meet your business needs, including:
Workflow analysis
Development and integration of AI solutions
Post-deployment maintenance and optimization
Specific deliverables and timelines will be outlined in a separate agreement or project proposal.
3. Client Responsibilities
By using our services, you agree to:
Provide accurate and complete information necessary for project execution.
Use our solutions in compliance with applicable laws and regulations.
Avoid misuse, unauthorized resale, or reverse engineering of solutions.
4. Payment Terms
Payment terms are defined in your project agreement. Unless otherwise stated:
Invoices must be paid within 14 days after you receive them.
Late payments may incur interest at 1.5% per month.
5. Intellectual Property
All intellectual property created by JB & Co remains our property until full payment is received. Upon payment, you receive a non-exclusive, non-transferable license to use the deliverables.
6. Confidentiality
Both parties agree to keep confidential information private and use it solely for the purpose of the project.
7. Limitation of Liability
JB & Co is not liable for indirect, incidental, or consequential damages, including losses due to misuse of AI solutions or factors beyond our control.
8. Termination
Either party may terminate with 30 days’ written notice. The Client must pay for all completed work up to the termination date.
9. Modifications
We may update these Terms. Continued use after notification means acceptance.
10. Governing Law
These Terms are governed by the laws of the State of Illinois, United States.
11. Contact Us
Email: userjb1322@gmail.com
Phone: +1 (630) 310-7279
12. AI Accuracy Disclaimer
We cannot guarantee AI outputs will be error-free. You are responsible for verifying deliverables.
12.1. Industry-Specific Disclaimer
Our AI tools and services are provided for informational and operational support only. We do not provide legal, financial, medical, or other regulated professional advice. Any decisions made using our tools are your sole responsibility and must be reviewed and validated by a qualified professional in the relevant field.
12.2. Finance Industry Notice
If you use our services in the finance sector, you are solely responsible for ensuring compliance with all applicable laws and regulations, including without limitation SEC and FINRA rules. JB & Co does not provide investment advice, securities recommendations, brokerage services, portfolio management, or financial planning, and our services do not create a fiduciary relationship.
12.3. Legal Industry Notice
If you use our services in the legal sector, you are solely responsible for compliance with applicable state bar and jurisdictional rules. Our services are not a substitute for an attorney, do not constitute legal advice, and do not establish an attorney–client relationship or create attorney–client privilege.
12.4. Healthcare Industry Notice
If you use our services in the healthcare sector, you are solely responsible for compliance with HIPAA, HITECH, and any applicable health information privacy laws. Our tools are not a substitute for medical judgment, diagnosis, or treatment by a licensed professional, do not create a provider–patient relationship, and must not be relied upon for clinical decision-making without human oversight.
12.5. Marketing & Performance Statements
Any descriptions of capabilities, performance, uptime, or outcomes on our website or in proposals are illustrative goals, not guarantees. Actual results may vary based on your systems, data quality, third-party platforms, and operational processes.
13. Data Privacy & Security
We take reasonable measures to protect data but cannot guarantee absolute security.
14. Third-Party Tools & Integrations
We are not responsible for issues caused by third-party platforms such as n8n, GoHighLevel, OpenAI, or Zapier.
15. Service Limitations
Services are provided “as-is” without guarantees of uninterrupted access or performance.
16. Client Cooperation
You agree to provide timely feedback, approvals, and access to ensure timely delivery.
17. Non-Solicitation of Contractors
You may not hire our employees or contractors for 12 months after completion of our work.
18. Cancellation & Refund Policy
No refunds are offered once work has begun. Payment is required for work completed up to cancellation. Cancellations take effect at the end of the current billing cycle.
19. Indemnification
You agree to indemnify us against claims arising from your misuse of services or violation of these Terms.
20. Dispute Resolution
Parties will attempt mediation before pursuing legal action.
21. Service Level Agreement (SLA)
We use reasonable efforts to maintain uptime but do not guarantee uninterrupted service.
22. Force Majeure
We are not liable for delays caused by events beyond our control.
23. Portfolio & Marketing Rights
Unless otherwise agreed, we may use your name, logo, and a brief project description in our marketing.
24. No Exclusivity
We may work with other clients, including competitors.
25. Severability
If any part of these Terms is unenforceable, the rest remains valid.
26. Entire Agreement
These Terms and any signed project agreements represent the entire agreement between the parties.
27. No Waiver
Failure to enforce a right does not waive it.
28. Assignment
You may not transfer this agreement without our written consent.
29. Regulatory Compliance
If your project involves regulated data (e.g., HIPAA, GDPR, COPPA), you must inform us. Additional compliance terms will apply.
30. Data Processing Addendum
For Clients in jurisdictions with strict data laws, a separate Data Processing Agreement (DPA) will govern personal data handling.
31. Export Control Compliance
You agree not to use our services in violation of U.S. export control laws or sanctions.
32. Survival of Obligations
Clauses relating to confidentiality, IP rights, payment, and liability survive termination.
33. Independent Contractor Relationship
JB & Co operates as an independent contractor, not as your employee, partner, or agent.
34. Headings for Convenience
Headings in these Terms are for reference only and do not affect interpretation.
35. Changes in Law
If changes in applicable laws impact our services or these Terms, we may update them accordingly.
36. Costs of Enforcement
If legal action is necessary to enforce these Terms, the prevailing party may recover reasonable attorney’s fees and costs.
37. Venue for Disputes
Any disputes arising under these Terms shall be resolved exclusively in the state and federal courts located in DuPage County or Cook County, Illinois, and both parties consent to the personal jurisdiction of these courts and waive any objection to venue or forum.
38. Limitation on Claims Period
Any claim or cause of action arising out of or related to these Terms must be filed within twelve (12) months after the cause arose; otherwise, it is permanently barred.
39. Electronic Communications Consent
You agree to receive all agreements, invoices, and notices electronically, and such communications shall satisfy any legal requirement for written communication.
40. Subcontracting Rights
We reserve the right to engage subcontractors or third parties to perform services on our behalf, provided that we remain responsible for the quality of their work.
41. Service Changes & Discontinuation
We may modify, suspend, or discontinue any part of our services with at least 14 days’ reasonable notice, without liability, except to complete any paid-for obligations.
42. Compatibility Requirements
You are responsible for ensuring that your systems, networks, and environments are compatible with the deliverables and integrations we provide.
43. Testing & Acceptance Period
Deliverables will be subject to a defined testing and acceptance period as stated in the project agreement. If no objections are raised in writing within that time, deliverables will be deemed accepted.
44. Record Retention
We may retain copies of project files, communications, and related records for up to five (5) years for legal, operational, or quality purposes.
45. Amendment Process
Any changes to these Terms must be made in writing and signed or electronically agreed to by both parties.
46. Compliance with Client Policies
If we are required to work within your internal systems or facilities, you agree to provide relevant policies and ensure they do not conflict with these Terms.
